/app and is the same data behind the paid /equity-intel x402 endpoint (?ticker=NVDA).
What the card shows
- Fundamentals (TTM): revenue + YoY growth, net income + YoY, net margin, diluted EPS, total assets/liabilities, stockholders’ equity, cash, and leverage (liabilities-to-assets).
- Company identity: name, CIK, exchange, and SIC industry — straight from EDGAR.
- Recent filings: 10-K / 10-Q / 8-K with filed and report dates and direct SEC EDGAR links.
- An AI narrative read that judges profitability on the ex-one-time figure (below) — not the headline number.
The one-time-charge flag (why it matters)
A single non-recurring charge — a goodwill impairment, a restructuring, a litigation settlement, a business divestiture — can flip a profitable quarter into a reported loss. Reading that loss as a recurring collapse is the classic fundamentals trap. The card detects material one-time items from the filing’s own structured (XBRL) tags — goodwill/asset impairment, restructuring charges, business-disposition gains or losses, and litigation settlements. When the effect is material (greater than 20% of TTM net income, or it flips net income’s sign), it prepends a deterministic flag with the ex-one-time figure:⚠️ Reported TTM results include a one-time $3.90B goodwill impairment and $4.44B in restructuring charges (pre-tax basis). Excluding them, net income ≈ $5.17B (EPS ≈ 1.02) vs. the reported −$3.17B (EPS −0.62 est.).The flag is SEC arithmetic, not the AI — it is computed from the filing’s structured tags and appears even if the narrative read is blanked. Below the materiality gate, the card stays silent (it will not decorate every filing). The exclusion is fed into the AI read so profitability is judged on the cleaner figure.
The flag is TTM-scoped. A charge ages out of the trailing-twelve-month window as quarters roll — an impairment that dominated the card months ago goes silent once it falls outside the window. That is correct behavior, not a regression.
Honesty
- Research, not advice. The card describes a company’s reported fundamentals; it does not recommend, rate, or price a stock.
- Stale by design. Fundamentals move on filing cadence (quarterly), not tick-by-tick. Always cross-check the live price and filing dates before acting.
- Conservative detection. Overlapping impairment concepts (goodwill vs. broader asset impairment) use first-present-wins to avoid double-counting — the safe direction is under-counting a genuinely separate charge. Annual-fallback tickers stay silent rather than run a less-tested detection path. Basis is pre-tax throughout; Otto never fabricates a tax adjustment.
Where it comes from
Source: SEC EDGAR (public domain). Surfaced free in/app (via a warm internal read) and as the paid /equity-intel endpoint. Richer structured rendering of the oneTimeItems list on the dApp card is an ongoing dApp follow-up.