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Key Capabilities

  1. Deposit & Earn: Tell Otto which asset you want to deposit and it will find high-yield Morpho vaults across supported chains. Interest accrues automatically — no manual claiming needed. Example Request: 
    Deposit 500 USDC to the highest yielding Morpho vault
  2. Smart Vault Discovery: Otto searches Morpho vaults across Base, Ethereum, Polygon, and Arbitrum to find the best rates for your asset. You get APY comparisons and TVL context before confirming.
  3. Withdraw Anytime: There are no lockup periods. Withdraw your principal and earned interest whenever you want. Example Request: 
    Withdraw all my USDC from Morpho

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How to Use

  1. Open Chat from the sidebar.
  2. Formulate Your Request: State your goal clearly. Specify the asset and amount. 
    Deposit 1000 USDC to Morpho on Base
  3. Review the Plan: Otto will find the optimal vault and present the expected APY, TVL, and chain details.
  4. Confirm the Action: Click “Confirm” to proceed. Approve the transaction in your connected wallet.

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Supported Chains

  • Base
  • Ethereum
  • Polygon
  • Arbitrum

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Supported Tokens

USDC, WETH, DAI, USDT, WBTC, cbBTC, wstETH, and more.
Otto also supports lending on Aave V3 across 6+ networks. Both Morpho and Aave are available through the same chat interface — just tell Otto where you’d like to earn yield.